Continuing from previous item. The annual report of the Wisconsin state IOOF for 1921 proves that the organization was truly an insurance provider and a mutual company, along with its social functions.
Note the payments of sickness benefits and life insurance. The income was well beyond the payouts, and the lodge maintained a large investment fund.
The report also listed the salary paid to each of the lodge officials, along with office rent, taxes, clerk salaries, mileage, etc. This is expected in a report to stockholders. Customers of a commercial firm don’t get to see these details.
It’s easy to see why the NON-social commercial insurance firms were trying to absorb or destroy this competitor for revenue!
Polistra's Mill 