The Ankler is discussing the bank runs as a future movie…..

I can see it now.

It’s an Effective Life. Sammy as George Bailey. Caroline as Marian the Librarian. William MacAskill as Oddbody. Powell as the bartender: “This is a HARD BANK. We serve HARD MONEY to HARD MEN. We don’t want no Bitcoin Twinkies here.”

The end would be different. Sammy remains unborn, and the rest of the world has a joyous reunion with drab old non-Effective reality.